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@BC

OAS OK

Canadian benefits

The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

If you do not qualify for a Canada Pension Plan benefit, Canada will consider your periods of contribution to the pension program of the United States as periods of contribution to the Canada Pension Plan.

If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider your periods of contributions to the pension program of the United States after the age of 18 and after January 1, 1952 as periods of residence in Canada.
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Replies, comments and Discussions:

  • 枫下茶话 / 美国话题 / 如果想去美国工作,是不是等在加拿大呆够10年以后比较好?
    • why? 想都就动呗。自己把条件建立好,就行了。
      • 会不会牵涉什么养老金,CPP的之类的问题?
        • 想太多
        • 会的. 10年是个槛. 关键是现在什么点上, <7 年, 想走尽早走, 时不等人. > 7年, 可以想周全一点.
          • 什么槛?
            • http://www.servicecanada.gc.ca/eng/services/pensions/oas/pension/index.shtml
              • 他要来美国,在美国的居住时间和CONTRIBUTIONS 可以算成加拿大的. 会中国是不行.
                • 打开连接, 我说的是OAS, 不是CPP. CPP 如果两国有协定, yes.
                  • OAS OK
                    Canadian benefits

                    The Canadian pension programs included in the Agreement are the Canada Pension Plan (CPP) and the Old Age Security (OAS) program.

                    If you do not qualify for a Canada Pension Plan benefit, Canada will consider your periods of contribution to the pension program of the United States as periods of contribution to the Canada Pension Plan.

                    If you do not qualify for an Old Age Security pension based on your years of residence in Canada, Canada will consider your periods of contributions to the pension program of the United States after the age of 18 and after January 1, 1952 as periods of residence in Canada.
                    • while the social security agreement helped qualify you to receive an OAS pension, the payment amount is determined by the numbers of years of residence in Canada after age 18.
                      • 住40年才能拿FULL OAS AMOUNT, 住10年拿10/40, 住7年拿7/40. 差别是3/40. 40年的FULL AMOUNT 是564.07
                        那么3/40*564.07=$42.3/月 . 一年是42.3*12=$507

                        我认识这么多从加来美的,为家庭,为事业,为孩子, 为啥的都有, 但真没见过为了一年多507 刀OAS 而纠结的.


                        换一个角度想,假如你在美国比加拿大多赚1万/年. 早来三年就是多三万, 30000/507=59 年. 你67岁退休, 每年多拿507 OAS, 活到126 岁, 才能把这三万补齐呀.
          • 快10年了:)
        • 想的太多了
    • 不必。美加加起来十年就行