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枫下家园 / 住房话题 /
tor
关于OHOSP有些不清楚：1、是否这钱将来不能用来买价值25万以上的房屋？？
2、当收入小于40000/年时，你最多得到政府资助的25%；当某年收入大于40000，就不能达到25%而是另外一个数字。但是当你QUIT时，这一年一样会只REFUND75%，对么？多谢！
-arvyham(ARVY);
2002-12-16
{204}
(#917368@0)
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1 YES
-ceo(Chief Eating Officer);
2002-12-16
(#917447@0)
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THANX,THANX!!!
-arvyham(ARVY);
2002-12-16
(#918306@0)
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1、没听说这个规定（因为听上去是个非常Stupid的规定）。2、计算不对。四万为最大值。当你年收入达到或超过4万时，政府补贴为零；年收入小于或等于2万时，政府补贴为25%。年收入在2万和4万之间的，政府补贴值随收入变化而变化。
-rollor(Rollor);
2002-12-16
{3847}
(#917673@0)
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What's the "income" here mean? before or after tax? I'm not in Ontario but face the same question . Thanks
-wander2001(猫行天下);
2002-12-16
(#917705@0)
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据我理解,应该是taxable income, 即T1中的 260 (可能记不准确了..)
-decentboy(黄金重装甲骑士);
2002-12-16
(#917712@0)
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thanks a lot :-)
-wander2001(猫行天下);
2002-12-16
(#917736@0)
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其他省就不知道了。在安省，如果不加说明，INCOME通常指的就是税前收入。
-rollor(Rollor);
2002-12-16
(#917735@0)
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不完全对吧..INCOME有 税前收入, Net Income, taxable Income 三种, 在不同的情况下用不同的数值....
-decentboy(黄金重装甲骑士);
2002-12-16
(#917747@0)
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THANX!! THANX!!
-arvyham(ARVY);
2002-12-16
(#918302@0)
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In this case, the INCOME means Net Income. That is, if your net income is less than $40k, then you can get 25% tax credit.
-laotang(ORCL);
2002-12-16
(#918547@0)
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那么，政府的500元只是退税时候直接返还给你现钱，而不是进入你的OHOSP的帐户了？也就是说帐户里边只有你自己存进的金额，是吧？
-arvyham(ARVY);
2002-12-17
(#921422@0)
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1, yes; 2, yes.
-yunboo(YESMAN);
2002-12-17
(#921533@0)
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you are right.。以line 236中net income的数字为准，要扣除rrsp和别的抵扣之后来计算。
-ppmm(蓝妹妹);
2002-12-17
(#920909@0)
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THANX!!!非常详尽、清楚，不愧老大！！多谢，多谢！！
-arvyham(ARVY);
2002-12-16
(#918298@0)
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whether I can buy it only at TD bank? If I don't havean account there, should I open an account first?
-newgrad(xy);
2002-12-16
(#918467@0)
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You can buy it from any bank. Yes,you need to open an account first.
-laotang(ORCL);
2002-12-16
(#918530@0)
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1, 任何银行。 2，帐户没必要提前开，可能也没法儿开，第一年买OHOSP时银行直接给你开新户头（只能做OHOSP计划的户头）。
-yunboo(YESMAN);
2002-12-17
(#921553@0)
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not any bank, only Canada own banks. for example, HSBC can't do this job.
-dna(protein);
2002-12-21
(#929172@0)
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Give you a link.
-1499728inc(bank);
2002-12-17
(#919754@0)
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再请教，夫妇一人收入超过4万，一人没收入，没收入的一方是否可以得到25%的补贴？
-yuanfei(yuanfei);
2002-12-21
(#928337@0)
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不是，夫妇收入一起计算的
-r2d2(R2D2);
2002-12-21
(#928435@0)
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Since the 25% will deduct your income tax. If one doesn't have income at all, it doesn't make any sense to get that 25%. Therefore the combination plan will be suitable for this family
-deneb(skydriver);
2002-12-21
(#928992@0)
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下面的话是说，两人总收入超过8万就没戏了，那么一人收入超过8万，一人没收入也就没戏了？
-yuanfei(yuanfei);
2002-12-21
{557}
(#929093@0)
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唉，真糟糕，我们夫妇开了两个帐户，不知道可以该成COMBINE的吗？
-7749(人生百事);
2002-12-22
(#929323@0)
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OHOSP没有JOINT账户。只能两口子分开开。
-lhjln();
2002-12-22
(#929750@0)
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那前面的大侠说的COMBINE的帐户是什么意思呢？
-7749(人生百事);
2002-12-23
(#930955@0)
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Here is the link.
-deneb(skydriver);
2002-12-23
(#931900@0)
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Joint OHOSPs are not available, so each spouse must open separate OHOSP accounts.
-lhjln();
2002-12-23
(#932414@0)