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枫下茶话 / 美国话题 / 美加两边报税,是不是说如果公司match(比如5%),401K就值得买,否则就不值得买?
-testdrive(testdrive);
2008-8-5
(#4598380@0)
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It depends on your situation. You should always lower your US tax first and use RRSP to lower your Canadian tax. Definitely take the company match.
-kwirky(kwirky);
2008-8-5
(#4598624@0)
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agree
-hunhun(混混);
2008-8-5
(#4598673@0)
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so I guess it's not worthly to buy 401k if no company match since 401k counts as income in Canada, right? thanks!
-testdrive(testdrive);
2008-8-5
(#4598773@0)
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buying 401 can lower your US tax, your choice
-hunhun(混混);
2008-8-5
(#4599149@0)
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No. Starting from 2008 Canadian CRA will recognize 401k, I suggest you max out your 401k if your maginal tax rate is above 25%.
-kwirky(kwirky);
2008-8-5
(#4599216@0)
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that is good news, if you have to pay tax to both countries. US also recognize rrsp?
-hunhun(混混);
2008-8-5
(#4599229@0)
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Yes, but it is for only for US citizen living in Canada I think.
-kwirky(kwirky);
2008-8-5
(#4599498@0)
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do you have the link for "Starting from 2008 Canadian CRA will recognize 401k"? thanks!
-testdrive(testdrive);
2008-8-5
(#4599844@0)